Investment

How to Recognise and Interpret Critical Items in Lengthy Mutual Fund Offer Documents?

How to Recognise and Interpret Critical Items in Lengthy Mutual Fund Offer Documents?

We have been consistently advising our readers to follow Systematic Investment Plan (SIP) for maximum and guaranteed returns on your investments. We have also been providing substantial information on mutual funds and their schemes. Now we take up a very important aspect of investment in mutual funds. This relates to the Offer Document of mutual […]

Inactive PPF fund? Better act immediately

Inactive PPF fund? Better act immediately

Whenever people change from one job to another, one of the basic items that they forget is to either claim the amount lying in the employee provident fund account created by the previous employer or to transfer the amount to the new EPF account started by the present employer. You may be one of them. […]

Insure Yourself against Inflation

Savings is an integral necessity of modern life. However, inflation is a major irritant in the process of savings. Inflation not only increases living costs but also significantly reduces the value of savings over a period. Hence, it is important to understand how inflation works and its exact impact on savings to protect ourselves from […]

Common Investment Blunders and Pitfalls to be Avoided

The widespread belief in financial markets is that only aggressive players win and conservatism will always end up losing. However, the risks faced by aggressive investors are much more than the conservative investors and more often than not, they go down in a big way. At the same time, extreme conservatism can also result in […]

Mutual Fund investors: Watch out for these three mistakes

Mutual Fund investors: Watch out for these three mistakes

Investors have had to face some tough times recently. Equity markets have repeatedly got into rough weather and consequent volatility has thoroughly tested the resolve of the average investor. However, this is not the time to despair, nor to hold your investments back; only to act in a discerning way and take informed decisions. If […]

Retirement planning, the earlier, the better

Retirement planning, the earlier, the better

Whenever whether it is the youth or the elders think of planning for retirement, they procrastinate. The idea of planning for a period, still 35 years to reach sounds very futuristic and boring to the youth of today. And elders think that it will just add to the pile of tensions that they are fighting […]

Stock market investment: avoid herd mentality!

Stock market investment: avoid herd mentality!

Investing is frequently perceived a risky pursuit. However, this require not be so tough if one applies hard work, common sense, consistency as well as patience. Indeed, there is a good possibility; you can even manage to obtain it right! Being a Contrarian Contrarian investing is about thinking in your own ways, in this sense […]

Understanding Volatility or Beta of a stock before investing

Understanding Volatility or Beta of a stock before investing

Stocks, shares or equities are nothing but a share in the company. By buying a company’s stock, a person gains a claim in the company’s assets. More number of stocks, more share in the company. These are highly volatile. In the sense, we cannot be assured that it remains at the same rate for a […]

Long term investment options

Long term investment options

The importance of long term investment for a financially secure future can never be overemphasized. However, most of the time, people don’t know which long term investment options are best for them. This article describes two different types of mutual funds for long term investment that combine high returns with low risks. Balanced Funds A […]

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